I would...
Hmm... This was a question I loved using when I was still actively conducting language training (Conditionals, anyone?). It's a question that I still love asking myself.
When the 6/55 Lotto prize went as high as P700+ million (do the dollar conversion: x 44) and when I learned it's tax-free, my daydreaming level surged to as high up as 300% of my average (don't ask me about the scientific basis behind this). While taking a shower, walking to the gym, running on the treadmill, if one were to open my skull and analyze my brain, what would be seen are images after images of numbers and expenses. I'd even daydream of such instead of counting sheep to sleep.
So what about now, really. Let's go for the ultimate dream, anyway, it's free. If I were the New York-based balikbayan retiree who won that P700 million prize from the 6/55 lottery a few months back (lucky bastard.. damn he just left the loot in his hometown in Isabela as he clearly doesn't need it!), I would have this expenses calculation/breakdown:
- P15 million - for dad's kidney transplant and full recovery (medicine included) in the next two years post-transplant
- P2,250,000 - 2-year expenses of dad in the Philippines that should make him comfortable (check-ups included)
- P2,250,000 - 2-year expenses of mom in the Philippines that should make her comfortable (check-ups included)
- P6,750,000 - 2-year expenses for Sergs and me in the US (multiplied dad's by 3, inflation & cost of living quick computation... hehe)
- P16,875,000 - 2-year expenses if we already have kids
- P25 million - for a 3-bedroom regular unit + parking space, miscellaneous fees, taxes, trucking and renovation included, at the Gramercy Condominiums in Makati. See PRICE LIST and OFFICIAL WEBSITE
- P14 million - to partially pay our house in CA plus other expenses
- P17 million - to partially pay our condo unit in CA plus other expenses
- P1.2 million - a Toyota Innova G (2.0 gas A/T), taxes, 2-year insurance, etc. included. See PRICE LIST
- P1.1 million - a Siomai House franchise (our favorite - dad, Sergs, me, Tito Jovy, Belen) with 2-year rent, taxes, etc.
- P4.1 million - to start a small business in the US (my fancy jewelry business... maybe someday, Accessories by Precious in Facebook will expand to its own accessoriesbyprecious.com website :)
- P100 million - to help Japan :)
- P76,300,000 - savings to be distributed in two Philippine banks (BPI and PNB) and two US banks
- P11.2 million - time deposit
- P12.5 million - education, medical, life insurance and other expenses (including birth) for kid #1
- P12.5 million - education, medical, life insurance and other expenses (including birth) for kid #2
- P12.5 million - education, medical, life insurance and other expenses (including birth) for kid #3 (haha... 3 kids! my quota..lol)
- P31 million - contribution to our retirement savings and medical-life insurance
- P11 million - shopping spree for our kids, for us as a couple and for the house
- P8 million - for travel expenses
- P8 million - for Sergs (extra cash)
- P8 million - for me (extra cash)
- P3.6 million - for our kids (extra cash)
- P13.6 million - taxes in the PH
- P39,775,000 - US taxes
- P10 million - miscellaneous expenses to make some things here work (legalities, etc.)
- P4.5 million - pay off any debt our family has in the Philippines
- P8.2 million - immigration fees, travel expenses for our family
- P2 million - help the Philippines prepare for earthquakes and tsunamis, etc.
- P2 million - help New Zealand
- P2 million - help Haiti (rebuilding)
- P2 million - help China (oh yes, I think they still need help no matter how rich the country is)
- P2 million - help OFWs in Libya
- P2 million - help OFWs in Egypt
- P2 million - help OFWs in Saudi Arabi
- P2 million - help OFWs in Bahrain
- P2 million - standby help for those in the Philippines
- P6 million - standby help for those in the US
- P9 million - standby help for the world
- P1 million - help the Catholic Churches' projects in the Philippines
- P3 million - help the Catholic Churches' projects in the US (at least in San Francisco... or at least help our church there)
- P6 million - help other Catholic Churches worldwide
- P1 million - for the environment (Philippines)
- P3 million - for the environment (US)
- P6 million - for the environment (world)
- P2 million - help kidney patients in the Philippines (tribute to my dad)
- P2 million - help liver cirrhosis patients in the Philippines (tribute to Sergs's dad)
- P2 million - help breast cancer patients in the Philippines (tribute to Sergs's mom)
- P2 million - help dementia/Alzheimer's patients in the Philippines (tribute to my mom)
- P2 million - scholarship to kids in the Philippines
- P3 million - scholarship to kids in the US
- P7 million - scholarship to kids in other countries
- P12 million - help my relatives on the mother side
- P12 million - help my relatives on the father side
- P12 million - help Sergs's relatives on the mother side
- P12 million - help Sergs's relatives on the father side
- P3 million - help my friends
- P3 million - help Sergs's friends
- P3 million - help our mutual friends
- P8.7 million - help those closest to our family who have been helping us ever since (those part of our household)
- P7.5 million - security in the Philippines (hehe)
- P22 million - security in the US (hehe)
- P6.3 million - for dad
- P7.5 million - for Sergs's mom
- P6.35 million - for Mon
- P6.35 million - for Mayette and family
- P6.35 million - for Tom and family
- P10.25 million - for my half sisters and dad's grandchildren (yes, I still think of them in spite of the things they said against me)
Whew! I gave up on the computation after P500 million and I don't even know if this has already reached the exact amount of P700 million. I could think of a million other ways to spend said amount but truth be told? Unless I were as lucky as that balikbayan who won with just one ticket (damn...), I'd rather spend my P20 for a lottery ticket on the most urgent things my family needs.
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